Explicit information
Premium Pricing History
Every quoted and bound premium with the rating factors applied at the time.
Information Advantage assessment
Information Advantage Score
93 / 100
Confidence: not yet assessed -- add evidence below
| Factor | Score | Weight | Contribution |
|---|---|---|---|
| Uniqueness | 5 / 5 | 20% | 1.00 |
| Quality | 5 / 5 | 12% | 0.60 |
| Depth | 4 / 5 | 8% | 0.32 |
| Freshness | 4 / 5 | 6% | 0.24 |
| Connectivity | 3 / 5 | 10% | 0.30 |
| Actionability | 5 / 5 | 14% | 0.70 |
| Economic Value | 5 / 5 | 18% | 0.90 |
| AI Readiness | 5 / 5 | 12% | 0.60 |
Seeded assessment for the demonstration dataset.
Assessed 8/29/2026
Information Leverage
How much organisational impact this asset could influence -- a separate measure from Information Advantage above, never combined with it. Computed from the decisions and frictions this asset is actually linked to below, not asked for directly.
Low (20/100)
- decisionReach: band 1/5 × weight 0.25 = 0.25
- decisionFrequency: band 1/5 × weight 0.25 = 0.25
- decisionImportance: band 1/5 × weight 0.25 = 0.25
- workflowReach: band 1/5 × weight 0.15 = 0.15
- peopleAffected: band 1/5 × weight 0.1 = 0.10
Not incorporated: "decision importance" and "economic consequence" are collapsed into one proxy (decisionCostEstimate) -- no field distinguishes them; "people affected" is only ever populated from linked Frictions, not from any Decision-level field, since none exists.
Evidence
What backs the score above, factor by factor. Recalculated into the Confidence figure the next time this asset is re-assessed.
No evidence recorded yet -- this is currently an opinion, not yet backed by anything checkable.
AI Opportunities
No opportunities generated from this asset yet.
CLEAN status
CLEAN status
- Capture→ Identified information asset
- ✓
- Label→ Contextualised asset
- ✓
- Evaluate→ Quality/value/uniqueness assessment
- ✓
- Align→ Business decision/use-case alignment
- ⚠
- Nurture→ Continuous improvement and monitoring
- ⚠
Next: Align to a specific AI opportunity and set a refresh cadence.
Assessed 8/29/2026
Friction & Diagnosis
Where this asset shows up as the information behind a friction, or in a diagnosis of one.
Not linked to any friction or diagnosis yet.
Ownership & source
- Department
- Actuarial & Risk
- Source system
- Actuarial Modelling Platform
- Owner
- Chief Actuary
- Business process
- Rating and pricing governance
- Format
- Structured pricing dataset
Volume & freshness
- Approximate volume
- 6M quotes
- Historical depth
- 12 years
- Update frequency
- Daily
Governance
- Accessibility
- Restricted
- Data quality
- Excellent
- Sensitivity
- Confidential
- Regulatory considerations
- —
Value & usage
- Existing usage
- Rate reviews, competitor benchmarking, actuarial pricing models.
- Current business value
- Directly determines competitiveness and margin.
- Potential future value
- Elasticity modelling to optimise price-to-convert vs. margin in real time.
Competitive position
- Competitor accessibility
- Near Impossible
- Could a competitor reproduce this?
- No
- Additional tacit knowledge held by employees?
- No
- Tacit knowledge notes
- —