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Which incoming claims should be fast-tracked vs held for full manual triage?

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Information

Claim type, policyholder history, and the existing Claims Leakage & Fraud Risk Scoring signal for this claim.

Intelligence

A combined view of claim type and the existing leakage/fraud signal, rather than the signal being checked separately, later in the process.

Decision

Whether this specific claim can be fast-tracked or needs full manual triage.

Action

Route the claim to the fast-track queue, or the standard triage queue.

Business Outcome

  • Faster, more consistent claims triage · Cost Reduction

    Average minutes to triage a claim · baseline 20min · target 8min · actual 9min · confidence: Medium

    Hypothesis: Pre-sorting by the existing fraud/leakage signal lets duty officers skip most low-risk claims entirely, cutting average triage time by more than half.

    Illustrative estimate for this demonstration dataset, not a measured baseline.

Actual value is recorded later, once measured -- see "Record measured outcome" on the outcome itself once it exists.

Organisational Adaptation

Recommended intervention

AI assistance The leakage/fraud signal already exists and is already piloted; a duty officer should still make the final call on anything it flags as uncertain -- this is assistance, not full automation.

Capacity

Set both decision frequency (edit this decision) and review capacity above to see a capacity pressure estimate.

Adaptation outcome

A reported response, not a verified change record — what did the organisation decide after living with this?

Value estimation

Made 300×/year at an estimated cost of 250 per poor instance — every 1 percentage point of improvement is worth roughly 750/year. Scale by your own realistic improvement estimate rather than trusting a single invented number.

Information assets feeding this decision